Holidays are a time to relax, and there is no better place to do either of these things than on Bali. However, anything can happen on a holiday. Accidents and illnesses can quickly create a dilemma for many travellers, especially if they are not prepared. Since medical care can be costly while abroad, it is important to know how to save and cut costs on these expenses if they arise.
Knowing some tips and seeking some guidance on best practices to follow before taking off will help you to return from your travels without making your trip more expensive than it needs to be. While hopefully, you will be able to spend your time in Bali exploring the island and not exploring the inside of a clinic, it is important to know how to handle the latter situation in an affordable way.
Let’s look at some of the ways that you can avoid unexpected medical fees while in Bali.
Expect The Unexpected
One way to mitigate the cost of medical bills while you are abroad is to prepare for the worst. The best way to do this is to secure the best travel insurance for Bali that you can afford. While you may think that travel insurance is an unnecessary expense, travellers cannot predict what accidents or emergencies can happen in a foreign country.
This is why is always best to be insured against these unlikely contingencies. When things do happen, you will be glad that you will not have to pay for costly treatment or medications out of your own pocket.
Pack Enough Medication
You can save a lot at the hospital or the clinic by packing up on medication that you may need before you leave. Often, common medications that you are familiar with in your home country may not be easily accessible in a foreign land. Tracking them down may even be difficult. If you have a prescription that you need to take on a regular basis, make sure to talk with your doctor before you take off. They should ensure that you have enough of a supply to get you through your time away, as purchasing them in Bali may be impossible or prohibitively expensive.
Depending on your doctor, you may also be able to use contemporary technology to take some of the cost out medical expenses. If you have a concern or question that does not require a physical investigation, though even this is sometimes possible, you can simply contact your physician by phone or video call. In many cases, this is a cheaper option than visiting a clinic while abroad. You may even be able to secure a short-term prescription if your doctor deems it necessary.
Be Upfront About Pre-Existing Conditions
Travel insurance providers often have extensive stipulations about any pre-existing medical conditions that you may have. It is important that you are upfront with them about these issues before you book your policy with them. If you do not address these and they flare up during your visit to Bali, you may run the risk of not getting your medical fees reimbursed.
If you do have a pre-existing condition, you may also have to search for a travel insurance provider who is able to cover these. Be prepared to pay more upfront, though this will usually be cheaper than dealing with an emergency once you are already in Bali.